Planning Process

We are a planning-based firm, which means two things: (1) everything begins with a plan, based on your unique needs, goals and situation, and (2) any and every recommendation we make is in accordance with your plan and with a sole aim of making your plan a success. This section describes the planning process we use when working with clients, what you can expect from the first meeting and beyond.

The type of plan and complexity will depend on your goals and situation, and will have to be updated periodically to reflect changes in your circumstances or "life events", such as purchase of a first home, marriage, birth of a child, retirement, etc. Ultimately, investments in your account(s) should be a reflection of your Financial Plan and strategies appropriate for your investment time horizon, liquidity needs, tax situation and risk tolerance. More details on planning services provided can be found in the "Services Provided" section or here.

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